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Finance Options

Why wait to make that special purchase? Whether it's a gift or a well-deserved treat, our finance options give you the flexibility to spread your payments over 6, 9, 12, 18, 24, 36, 48 or 60 months depending on the value of your order.

Interest Free Credit

Our Interest Free Credit options allow you to spread the cost of your purchase over a variety of monthly periods with 0% APR Representative. Interest Free Credit options are available via our two partners, V12 Finance and PayPal Credit. Find out more about each provider below.

V12 Finance

V12 Finance

  • 0% APR, Flexible Deposit
  • Pay Nothing Today
  • Maximum loan value £25,000
  • Subject to status & minimum spend
Find Out More
PayPal Credit

PayPal Credit

  • 0% APR and no deposit required
  • Quick and easy application process
  • Instant decision
  • Subject to status & minimum spend
Find Out More

Interest Bearing Credit

Interest-bearing credit is available on selected product and can be taken over 24, 36, 48 & 60 months to offer the most affordable monthly package on orders with a minimum value of £500.

Interest Bearing Finance options are provided by V12 Finance.

V12 Finance

V12 Finance

  • 14.9% APR, Flexible Deposit
  • Pay Nothing Today
  • Maximum loan value £25,000
  • Subject to status & minimum spend
Find Out More

Showroom Interest Free Credit

To view our in-store finance options, please click here.

Exceptions

  • Up to 12 Months Interest Free Credit is available on Sale items over £500.
  • Up to 24 Months Interest Free Credit is available on Sale items over £675.
  • Interest Free Credit is unavailable on the purchase of Gift Cards.
  • Some terms available online may not be available in our showrooms.
  • Interest Free Credit cannot be used in conjunction with any discount, promotional codes or cashback websites unless specified otherwise. We apologise for any inconvenience that this may cause.
  • Unfortunately deposits for Interest Free Credit orders cannot be paid using Paypal.
  • Interest Free Credit is not available on certain models across our range, please check the product page for details of the available options.

MAKING A COMPLAINT

If you are not entirely happy with your recent experience, please raise a complaint by contacting our Client Experience Team on [email protected]. We aim to resolve your complaint as quickly as possible and if we are able to resolve your complaint within 8 weeks, we will send you a final response detailing our resolution. If we are unable to provide you with a final response at 8 weeks, we will send you a letter explaining the reason for delay and when we expect to issue you with a final response.

If you are dissatisfied with our response and your agreement is regulated by the Financial Conduct Authority, you have the right to refer your complaint to the Financial Ombudsman Service, free of charge, but you must do so within six months of the date of the final response or 8 week holding letter. Further information and contact details can be found on www.financial-ombudsman.org.uk..

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© 2023 Goldsmiths

Goldsmiths is a trading name of Watches of Switzerland Company Limited. Registered Office: Aurum House, 2 Elland Road, Braunstone, Leicester, LE3 1TT, Registered in England and Wales, Company number 00146087. Registered VAT Number 834 8634 04. Watches of Switzerland Company Limited acts as a broker and not a lender and offers finance from Secured Trust Bank PLC trading as V12 Retail Finance and PayPal (Europe) S.à r.l. et Cie, S.C.A., 22-24 Boulevard Royal L-2449, Luxembourg trading as PayPal Credit. Watches of Switzerland Company Limited is authorised and regulated by the Finance Conduct Authority. Our registration number is 308710. Credit provided is subject to age and status, minimum spend applies. Terms and Conditions apply. UK residents only. We may receive a commission if your application is successful, and the amount may vary depending on the product chosen and the amount of credit taken out. Not all products are regulated by the Financial Conduct Authority and FOS protection will not be extended to unregulated agreements.

*Next day delivery available on most items. See product pages for more information.